Tulsa Area
Market Insights
Understanding the market is the first step to making a confident decision. Here is what is happening now.
The following reflects general market conditions in the greater Tulsa metropolitan area. For a specific property valuation or neighborhood-level analysis, request a personalized market report.
Current Mortgage Rates
Oklahoma averages, sourced October 17, 2026
30-Year Fixed
7.50%
Oct 17, 2026
Bankrate · Oklahoma avg
15-Year Fixed
6.75%
Oct 17, 2026
Bankrate · Oklahoma avg
5/1 ARM
6.38%
Oct 17, 2026
NerdWallet · Oklahoma 5-yr ARM avg
Jumbo 30-Year
7.57%
Oct 18, 2026
Bankrate · National jumbo APR
National 30-year fixed rates held steady at 7.40% for the week ending October 15, 2026, with the 15-year average easing slightly to 6.71%, while Oklahoma's 30-year average sits at 7.50%. Tulsa-area buyers financing now can lock current terms, and sellers should position pricing with today's borrowing costs in mind.
Rates sourced from Bankrate's Oklahoma averages as of October 17, 2026 (30-year and 15-year fixed), NerdWallet's Oklahoma 5-year ARM average as of October 17, 2026 (the closest current 5/1 ARM proxy), and Bankrate's national jumbo average APR as of October 18, 2026. Freddie Mac's Primary Mortgage Market Survey (week ending October 15, 2026) provides the national 30-year reference. Actual rates vary by lender, credit profile, loan amount, points, and other factors. Contact a qualified mortgage professional for a personalized quote.
Market Notes
- Broken Arrow and Bixby continue to see strong demand from families and relocating professionals.
- Luxury properties above $500K require more intentional marketing and strategic positioning.
- National 30-year fixed rates held steady at 7.40% for the week ending October 15, 2026, with Oklahoma's 30-year average at 7.50%.
- New construction activity remains active in Bixby, Glenpool, and surrounding areas.
- Well-priced properties in desirable locations continue to receive competitive offers.
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The communities behind the numbers.
