Tulsa Area
Market Insights
Down Home Charm, Diamond-Level Service™
Understanding the market is the first step to making a confident decision. Here is what is happening now.
The following reflects general market conditions in the greater Tulsa metropolitan area. For a specific property valuation or neighborhood-level analysis, request a personalized market report.
Current Mortgage Rates
30-Year Fixed
NerdWallet6.61%
Oklahoma average APR, Sept 3, 2026
15-Year Fixed
NerdWallet5.97%
Oklahoma average APR, Sept 3, 2026
5/1 ARM
NerdWallet6.41%
Oklahoma average APR, Sept 3, 2026
Jumbo (30-Year Fixed)
Money.com6.78%
Average APR, Sept 3, 2026
Rates as of September 3, 2026. Actual rates vary by lender, credit profile, loan amount, and other factors. Contact a qualified mortgage professional for a personalized quote.
Market Notes
- Broken Arrow and Bixby continue to see strong demand from families and relocating professionals.
- Luxury properties above $500K require more intentional marketing and strategic positioning.
- Mortgage rates sit in the mid-6 percent range for 30-year fixed financing across Oklahoma, with 15-year fixed loans just under 6 percent. Rates continue to move with the bond market and the inflation outlook, so Tulsa-area buyers and sellers are weighing current terms rather than waiting on material near-term relief. As of September 3, 2026, the 30-year fixed averaged about 6.61%, with the 15-year fixed near 5.97% and jumbo 30-year fixed near 6.78%.
- New construction activity remains active in Bixby, Glenpool, and surrounding areas.
- Well-priced properties in desirable locations continue to receive competitive offers.
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The communities behind the numbers.
